Terms of Use

The agreement that governs your use of this website and our connection service. Short version: use it honestly, understand what we are and are not, and your loan agreement is with your lender.

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Acceptance of These Terms

By accessing or using this website or submitting an application through it, you agree to these Terms of Use and to our Privacy Policy. If you do not agree, do not use the site. We may update these terms; the version published here is current, and continued use after changes constitutes acceptance.

The Service

Reliant Funding operates a loan connection service: we present completed applications to independent lenders in our network, who decide independently whether to extend offers. We are not a lender, do not make credit decisions, and do not guarantee that any application will result in an offer, any particular terms, or any funding timeline. All loan terms are set by lenders and disclosed by them before signing; your loan agreement is exclusively between you and your lender. Our compensation arrangements are described in the Advertiser & Lending Disclosure, which is part of these terms by reference. The service is free to borrowers; we never charge you fees, and anyone demanding upfront payment in our name is fraudulent and should be reported to us.

Eligibility and Your Representations

You must be at least 18 years old, a U.S. resident, and legally capable of entering contracts to use the application service. By submitting an application you represent that the information you provide is accurate, complete, current, and yours — submitted for your own personal, family, or household purposes and not on behalf of another person without authority. Submitting false information, another person's identity, or fraudulent documents is prohibited and may be reported to appropriate authorities.

Permitted and Prohibited Use

You may use this site to learn about personal loans and to submit a genuine application. You may not: interfere with the site's operation or security; scrape, harvest, or bulk-download content or data; use automated tools to submit applications; misrepresent your identity; reverse engineer any part of the service; use the site for unlawful purposes; or republish substantial portions of our content without permission. We may suspend or terminate access for violations.

Intellectual Property

The content of this site — guides, text, design, graphics, and the Reliant Funding name and logo — is owned by or licensed to Reliant Funding and protected by law. You may view, print, and share links to content for personal, non-commercial use with attribution. All other rights are reserved.

Educational Content Disclaimer

Guides, calculators, examples, and tools on this site are general educational information, not financial, legal, or tax advice, and not a recommendation of any particular loan or lender. Representative figures are estimates and clearly labeled as such; your actual offer terms are those disclosed by your lender, which control over anything general published here. Consult qualified professionals for advice about your specific situation.

Disclaimers and Limitation of Liability

The site and service are provided "as is" and "as available," without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant uninterrupted or error-free operation. To the fullest extent permitted by law, Reliant Funding and its officers, employees, and agents are not liable for indirect, incidental, consequential, special, or punitive damages arising from use of the site or service, and our total liability for any claim shall not exceed one hundred dollars ($100). Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you; in those jurisdictions our liability is limited to the greatest extent the law allows. Nothing here limits rights you hold under your separate loan agreement with a lender, which that agreement and applicable law govern.

Third-Party Sites and Lenders

The service connects you with independent lenders, and the site may reference third parties. We are not responsible for third parties' content, policies, or practices, including lenders' underwriting, servicing, and collection activities. Review every lender's terms and privacy policy before signing anything.

Indemnification

You agree to indemnify and hold Reliant Funding harmless from claims, losses, and expenses (including reasonable attorneys' fees) arising from your violation of these terms, your violation of law, or information you submit that is false or infringes another's rights.

Governing Law and Disputes

These terms are governed by the laws of the State of Ohio, without regard to conflict-of-law principles, and disputes arising from use of this website or service shall be brought in the state or federal courts located in Ohio, whose jurisdiction you consent to — except where the law of your state of residence grants you non-waivable rights to a different forum. This section governs disputes with Reliant Funding about the website and connection service only; disputes about a loan are governed by your loan agreement with your lender.

Contact

Questions about these terms: [email protected], (888) 660-2495, or Reliant Funding, 8678 Kingfisher Lane, Suite 708, Columbus, OH 43259.